1. Introduction
Welcome to Edge Home Finance ("we," "our," or "us"). This Privacy Policy is designed to help you understand how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services. We are committed to protecting your privacy and the security of your personal information.
2. Information We Collect
a. Personal Information: We may collect personal information such as your name, contact information, Social Security number, financial information, employment history, and other relevant data necessary for mortgage origination.
b. Contact Information: If you opt-in to receive text messages, we will collect your mobile phone number and any preferences you provide for text message communication.
c. Website Usage Information: We may collect non-personal information about your visit to our website, such as your IP address, browser type, operating system, and the pages you visit.
3. How We Use Your Information
We may use your personal information for the following purposes:
a. To process and manage your mortgage application.
b. To communicate with you about your application and other relevant services.
c. To provide you with information about our products and services.
d. To enhance and improve our website and services.
e. To comply with legal and regulatory requirements.
f. To send you text messages if you have opted in for this service.
4. Opting In for Text Messages
If you choose to opt in for text messages, you consent to receiving text messages from us for purposes related to your mortgage application, updates, and promotions. You can opt out of text messages at any time by following the instructions provided in the messages or by contacting us directly. Standard text messaging rates may apply.
5. Sharing Your Information
We may share your personal information with third parties, including but not limited to:
a. Credit bureaus and other financial institutions for the purpose of processing your mortgage application.
b. Service providers who help us manage our business and provide you with services.
c. Government authorities and regulatory bodies to comply with legal and regulatory requirements.
6. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or electronic storage can be guaranteed to be completely secure. We cannot ensure or warrant the security of any information you transmit to us.
7. Your Rights and Choices
You have the right to access, correct, or delete your personal information. You may also have the right to object to or restrict certain data processing activities. To exercise your rights or for any privacy-related inquiries, please contact us at michael@myhomemission.com.
8. Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on our website, and the revised Privacy Policy will be effective immediately upon posting.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at michael@myhomemission.com.
Edge Home Finance, LLC
5860 Baker Road, Minnetonka, MN 55345
(763) 219-8484 | Toll Free: 1-800-595-8560
info@edgehomefinance.com
